Getting your first mortgage
Buying your first home is one of life's biggest milestones — and the mortgage process can feel overwhelming. That's where we come in. We take the stress out of finding the right mortgage and guide you through every step.
We offer a comprehensive range of first charge regulated mortgage contracts from over 90 lenders across the market but not deals that you can only obtain by going direct to a lender.
How it works
Step 1
Tell us about you
Your deposit, income, and what you're looking for in your first home.
Step 2
We search 90+ lenders
Your adviser finds the best deals available for your situation.
Step 3
Plain English options
We explain everything clearly — no confusing jargon, no pressure.
Step 4
Move into your home
We handle the application through to completion. You get the keys.
Things to know as a first-time buyer
- You may be eligible for stamp duty relief on properties up to £300,000
- A deposit of 5-10% is usually the minimum, but more can mean better rates
- Getting a mortgage agreement in principle can strengthen your offer on a property
- We can also help arrange protection cover to safeguard your new home
