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Tony and his team at Apex have been fantastic for my wife and I during our remortgage to release funds for building works. Remortgaging during uncertain times they made us feel at ease and ensured we was updated every step of the way. Obtaining us a fantastic deal enabling us to have financial stability. Huge thank you to the Apex team!Joe Arney, 06th October
From start to finish, Shanine felt like a qualified and trusted friend helping us to get the best deal possible for our mortgage as first time buyers. Her professional and relaxed approach gave us total confidence in the process. We had previously tried working with a different mortgage advisor so were impressed by the deal that Shanine was able to secure for us. We can’t praise or recommend her enough!! We just hope we’ll be working together for a very long time - thank you, Shanine! :)MJ, 06th October
A massive thank you to James for helping me with my life and critical illness insurance. He did a free health check on my existing policies and discovered I was paying way too much, and also that the cover wasn’t right for me. James found me a great joint policy that met all my insurance needs, and he also saved me some money! Can’t thank James enough for doing such a great job and making the whole process really simple and stress free. Highly recommendedMax. 06th October
Income protection is a form of insurance which can provide a regular income if you are unable to work as the result of a long-term illness or injury. Income protection typically enables policy holders to claim between 50-70 per cent of their incomes and these payments are tax-free.
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There are two main types of income protection:
Long-term income protection will pay out until you retire, die, or return to work.
Short-term income protection is usually cheaper but will expire after a specified period, typically between one and five years.
Being unable to work for a lengthy period through injury or illness. We all tend to take our health for granted but our ability to pay the bills can very quickly be jeopardised.
Income protection is essential for breadwinners who have dependants who are reliant on their income. It is especially important for the self-employed, who can otherwise find themselves in greater difficulty than most.